Yes, Shopify allows CBD sales in the UK, but there’s a catch—CBD products fall under the high-risk category. This means your store requires a specialised payment processing setup. Shopify Payments is not available for CBD businesses in the UK, which means you’ll need to choose a third-party payment gateway that supports CBD transactions.
Why Is CBD Considered High-Risk?
CBD falls under a regulatory grey area, making banks and traditional payment processors cautious. Factors contributing to its high-risk status include:
Legal uncertainties around hemp-derived products
Higher chargeback rates
Scrutiny from financial institutions
Because of these, many standard payment processors won’t support CBD sales, especially in the UK.
Shopify CBD Merchant Account: What You Need
To sell CBD on Shopify in the UK, you’ll need:
A third-party payment provider that supports high-risk or CBD-possible processing
Clear product labeling and compliance with UK regulations
Transparent refund, shipping, and privacy policies
A compliant checkout system like Wallid Pay-by-Bank
Traditional Payment Gateways for UK CBD Sellers
Payment Gateway
CBD Possible
Setup Time
Transaction Fees (est.)
Payout Speed
Chargeback Risk
Stripe (Shopify Payments)
❌ No
Instant
2.0% + £0.20
3–5 days
⚠️ Medium
PayPal
❌ No
Fast
2.9% + £0.30
Up to 21 days
🚫 High
Klarna
❌ No
2–5 days
2.49–5.99%
Delayed
🚫 High
WorldPay
✅ Yes
7–14 days
~2.75%
3–5 days
⚠️ Medium
Viva Wallet
✅ Yes
3–7 days
2.5–3.8%
1–3 days
⚠️ Medium
Disclaimer: These figures are averages and may vary based on business profile.
The Better Option: Wallid Pay-by-Bank for CBD Merchants
Wallid’s Pay-by-Bank solution uses Open Banking to allow CBD sellers in the UK to accept direct bank transfers with:
~0.7% + 25с transaction fee
Instant payouts
No chargebacks
Because Pay-by-Bank connects directly with your customer’s bank, there’s no middleman, which means:
Yes, but you cannot use Shopify Payments. You need a third-party CBD-possible payment provider like Wallid Pay-by-Bank, Viva Wallet, or WorldPay.
What makes CBD a high-risk product for payment processors?
CBD is classified as high-risk due to regulatory ambiguity, banking restrictions, and historically higher chargeback rates.
Which payment gateways allow CBD sales in the UK?
Some providers include WorldPay, Viva Wallet, and Wallid Pay-by-Bank. Popular options like Stripe, PayPal, and Klarna typically do not support CBD merchants.
How does Pay-by-Bank help UK CBD merchants?
Wallid’s Pay-by-Bank allows instant payments with low fees (~0.7%) and no chargebacks.
Is Pay-by-Bank safe for my customers?
Yes, it uses bank-level authentication and does not store any card or personal financial data. It’s fast, secure, and regulated under PSD2.