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Top Ecommerce Payment Methods 2025

Illustration of an express checkout interface with a stylized progress tracker, checklist components, and user navigation steps. Visualizes a simplified ecommerce checkout experience with placeholder text and modular design elements.

Merchants Are Offering More Payment Choices Than Ever

Consistent with prior MRC studies, merchants now accept four to five different payment methods on average. This diversification reflects the need to cater to evolving customer preferences and regional behaviors.

Most Popular Payment Methods Globally

  • Card payments and digital wallets lead globally, each accepted by around 75% of merchants.
  • Debit transfers and mobile payments are also widely adopted.

Regional Preferences Vary

  • Cash on delivery is accepted by over one-third of merchants in APAC, compared to <25% elsewhere.
  • Gift cards and vouchers are particularly common in North America.
Bar chart showing current and recent adoption of payment methods among ecommerce merchants. Cards and digital wallets lead in acceptance, followed by bank transfers and mobile payments. Real-time payments and buy now, pay later are gaining traction. Includes top 5 reasons merchants add new payment methods: improving customer experience, reaching new markets, mobile adoption, system integration, and cost reduction.

Fastest-Growing Payment Methods in 2024

As consumer expectations evolve, merchants are embracing newer, faster, and more seamless ways to accept payments.

Top 4 Fastest-Growing Methods

  1. Digital wallets – now accepted by 72% of merchants
  2. Mobile payments – 52% adoption
  3. Real-time payments – growing fast, now at 42%
  4. Buy Now, Pay Later (BNPL) – 32% adoption

Why Merchants Are Adding These Methods

  • To improve customer experience
  • To reach new customer segments
  • To stay competitive in checkout performance
2024-08-05 00:37 insights