About Wallid
Pay-by-Bank for Shopify, WooCommerce & API
85 Great Portland Street, London, England, W1W 7LT
Wallid helps merchants across the UK and EU accept Pay-by-Bank payments through Shopify, WooCommerce and API integrations. Customers pay directly from their bank account using secure open banking.
Whether you run a Shopify or WooCommerce store, or build a custom checkout, Wallid gives you a flexible way to accept account-to-account (A2A) payments and reduce payment processing costs.
Why Choose Wallid for Pay-by-Bank?
Reduce Payment Fees by up to 50%
Offer a bank-to-bank alternative to card payments and reduce payment processing costs through your Shopify, WooCommerce or API integration.
Fast Bank-to-Bank Payments
Accept payments directly from customers’ bank accounts. Payment speed depends on the customer’s bank and the payment rail used.
Secure Bank-Authenticated Checkout
Customers authorise payments through their own bank. Bank authentication helps reduce fraud and removes the need to enter card details at checkout.
Flexible Integration for Merchants and Developers
Use the Wallid app for Shopify, the WooCommerce plugin, or our API for custom platforms and checkouts. Choose the integration that fits your business.
Trusted Open Banking Infrastructure in UK & EU
Wallid securely connects with major UK and EU banks including Barclays, Lloyds, Monzo, Starling, Santander, and more, via trusted open banking APIs.
Our Investors
Wallid is backed by Startup Wise Guys, SFC Capital and RevTech Labs. RevTech Labs is based in Charlotte, North Carolina, USA.
Startup Wise Guys
Tallinn, Estonia
SFC Capital
London, United Kingdom
RevTech Labs
Charlotte, North Carolina, USA
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Wallid offers an instant checkout tied to your bank account—secure, fast, and frictionless.
Convert 30+ million users with pre-filled forms
One-Time Buyers
Simplified checkout to increase conversions
69% cart abandonment
Up to 50% lower fees with A2A payments
High Processing Fees
Built-in KYC verified by banks
Cybersecurity Risks
Decentralized, user-controlled data storage
Data Trust Issues
Solving Key Issues of E-Commerce
Simplified checkout to increase conversions
69% cart abandonment
Up to 50% lower fees with A2A payments
High Processing Fees
Convert 30+ million users with pre-filled forms
One-Time Buyers
Built-in KYC verified by banks
Cybersecurity Risks
Decentralized, user-controlled data storage
Data Trust Issues
Our Mission: Simpler, More Affordable Bank Payments
Our mission is to help merchants accept secure bank-to-bank payments, reduce payment costs and make checkout simpler.
We bring Pay-by-Bank to Shopify and WooCommerce stores, as well as platforms and businesses building their own checkout through an API.
Comparison Table
Wallid Pay-by-Bank vs Traditional Card Payments
Wallid Pay-by-Bank vs Traditional Card Payments
| Feature | Wallid Pay-by-Bank | Traditional Card Payments |
|---|---|---|
| Transaction Fees | Low (up to 50% less) | High (variable by card type) |
| Payout Speed | Instant | 2-3 Days |
| Chargebacks & Fraud | None (bank-level security) | Frequent (card-based risks) |
| Checkout Conversion | High (seamless A2A payments) | Moderate (lengthy card forms) |
| Integration Complexity | Shopify app, WooCommerce plugin or API integration | Complex (third-party integrations) |
Frequently Asked Questions
Yes. Wallid can be offered as an additional payment option. The setup depends on whether you use Shopify, WooCommerce or a custom API integration.
Install the Wallid app for Shopify or the WooCommerce plugin. For a custom platform or checkout, use the Wallid API and its integration documentation.
Complete your merchant profile and the required business checks. Our team reviews your account before live payments are enabled. WooCommerce and API integrations also require the credentials and configuration described in their setup guides.