Running a Shopify store in the UK? Understanding the platform’s fees is essential for managing your margins. From monthly subscription fees to transaction and payment gateway charges, this article breaks down all the Shopify charges UK merchants can expect in 2025. Plus, we’ll show you how to lower your payment processing costs with modern alternatives like Pay-by-Bank.
Disclaimer: The information provided in this article is based on publicly available Shopify pricing as of early 2025 and is intended for informational purposes only. Actual fees and rates may vary depending on your store settings, location, and third-party integrations. Please consult Shopify's official website or support team for the most accurate and up-to-date information.
Shopify UK Pricing Plans
Shopify offers 3 main plans in the UK, each with different monthly fees and transaction rates:
Additional Shopify Costs
- Domain registration: ~£11/year
- Apps and themes: Vary depending on usage
- Currency conversion fees: 2% if selling in other currencies
- Payout fees: Free via Shopify Payments (but delayed); otherwise may apply with 3rd-party providers
Transaction Fees: Shopify Payments vs. Third-Party Gateways
If you use Shopify Payments, you only pay the listed credit/debit card fees.
If you use third-party gateways (like PayPal or Klarna), Shopify charges extra transaction fees:
- Basic: 2.0%
- Shopify: 1.0%
- Advanced: 0.5%
These fees are in addition to whatever the third-party provider charges, making alternative gateways significantly more expensive.
Shopify Payment Gateway Alternatives: Lowering Fees with Pay-by-Bank
UK merchants can reduce their payment processing costs by enabling Pay-by-Bank solutions powered by Open Banking.
Wallid Pay-by-Bank Benefits:
- ~0,7% fees
- No card processing costs
- Instant bank transfers and faster payouts
- Secure checkout with no chargebacks
Wallid integrates directly into Shopify checkout and offers an Express Checkout feature, making it an ideal alternative to traditional gateways.
Hidden Costs to Watch
How to Reduce Shopify Fees in the UK
- Use Shopify Payments to avoid extra transaction fees
- Switch to Pay-by-Bank via Wallid to eliminate card processing fees
- Upgrade your plan strategically: For high sales volume, higher plans may reduce per-transaction costs
- Audit apps regularly to remove unused subscriptions
Final Thoughts
While Shopify is a powerful eCommerce platform for UK merchants, fees can quickly add up—especially if you're relying on third-party gateways or selling internationally. By understanding Shopify’s pricing structure and exploring cost-effective solutions like Wallid’s Pay-by-Bank, you can protect your margins and grow sustainably.
Frequently Asked Questions (FAQ)
What are the main fees Shopify UK merchants face in 2025?
Shopify UK merchants pay a monthly subscription fee (starting from £19), payment processing fees (from 1.5% to 2.0% + 25p), and potential transaction fees for using third-party gateways.
Do I have to pay extra if I use PayPal or Klarna instead of Shopify Payments?
Yes, Shopify charges an additional transaction fee (up to 2%) if you use an external payment gateway like PayPal or Klarna.
How can I reduce Shopify fees in the UK?
Using Shopify Payments eliminates extra transaction fees. Alternatively, Wallid Pay-by-Bank offers ~0,7% transaction fees, faster payouts, and no card processing charges.
Are there hidden fees on Shopify?
Yes. These include international card fees, currency conversion, app subscriptions, and chargebacks. These can significantly increase total costs.
What’s the cheapest plan for UK sellers on Shopify?
The Basic plan at £19/month is the lowest, but may cost more in transaction fees if you're using third-party gateways or have higher volume.
