Google Pay helps returning Android users check out faster — but Wallid’s Express Checkout works for new customers too, with no third-party fees or card friction.
If you’re a Shopify merchant evaluating your express checkout strategy, understanding how different options compare is key to improving both conversions and margins. Google Pay is popular among Android users — but how does it compare to modern bank-based flows like Wallid Express Checkout? This article breaks down the real cost differences, onboarding experience, and platform limitations you should be aware of.
Google Pay Express Checkout: Fast but Device-Limited
Built into Android & Chrome for logged-in users
Touch ID / Face Unlock supported
Card-based = card fees + chargeback risk
Requires Google Account + saved card
Shopify Payments required (no support for alternative gateways)
Wallid Express Checkout: Optimized for Conversion
Instant checkout for new and returning customers
Prefills name, address, and verifies age from bank
Secure Pay-by-Bank flow: no cards, no passwords
Works on any browser, device, and platform
No Shopify third-party fees (0% extra cost)
Wallid Express Checkout: Optimized for Conversion
Instant checkout for new and returning customers
Prefills name, address, and verifies age from bank
Secure Pay-by-Bank flow: no cards, no passwords
Works on any browser, device, and platform
No Shopify third-party fees (0% extra cost)
Shopify Plan Fee Comparison
Shopify Plan; Google Pay (Shopify Payments); Wallid Express Checkout (Pay-by-Bank); Third-Party Fee for Wallid
Wallid’s Pay-by-Bank app integrates directly with Shopify checkout, enabling instant bank payments, significantly lower transaction fees, and zero chargebacks.
Wallid’s Pay-by-Bank Express Checkout delivers a fast, frictionless experience by connecting directly to customers’ bank accounts — increasing conversion rates while lowering fees
Read More
Conclusion
Google Pay is smooth for returning Android users — but offers limited support for new buyers and still carries interchange fees.
Wallid Express Checkout works for all users, on any device, with lower costs and stronger conversion performance.
FAQ: Google Pay vs Wallid Express Checkout
There are no extra fees beyond Shopify Payments’ card processing charges.
Yes. Wallid auto-fills buyer data from bank accounts — no prior checkout history needed.
Wallid. Google Pay depends on stored credentials. Wallid can onboard users with no saved info.
Limited. It works best on Chrome with saved credentials. No full support for iOS.
Google Pay follows Shopify payout cycles (1–3 days). Wallid settles funds instantly or same-day to your business bank account.
Wallid uses secure Open Banking APIs to pull verified name, address, and age directly from the customer’s bank account (with permission).
Add Wallid Express Checkout to your Shopify store!