- Shopify’s third-party transaction fee (based on your plan)
- Your payment provider’s fee (e.g., PayPal, Klarna, Stripe, etc.)
For exampleif you're on the Basic plan using Klarna, your total fee is: 2.0% (Shopify) + 2.9% + 30p (PayPal) = 4.9% + 30p per order
This is why understanding fee layers is essential to improving your profit margins.