Running a CBD, vape, supplement, or adult store on Shopify UK? You’ve likely been hit with payout delays, sudden holds, or frozen funds—especially from Stripe, PayPal, or Shopify Payments. This guide explains why it happens and how to fix it permanently using Wall ID and Pay by Bank.
How Payment Freezes Impact Business Growth
Payment holds don’t just cause frustration—they directly impact a merchant’s ability to operate and grow. When funds are frozen:
Even one payout delay can cause a domino effect across Shopify operations—especially in fast-moving sectors like CBD or supplements.
- Cash flow suffers: You can’t restock or reinvest without access to your earnings
- Payroll and tax planning becomes risky: Financial timelines get disrupted
- Marketing slows down: Ad campaigns are paused due to payout uncertainty
- Supplier terms may be missed: Leading to late fees or order cancellations
Even one payout delay can cause a domino effect across Shopify operations—especially in fast-moving sectors like CBD or supplements.
Why Funds Get Frozen on Shopify
Shopify Payments, Stripe, and PayPal all rely on traditional card networks—and these networks classify certain industries as “high risk,” even when the products are completely legal in the UK.
If your store sells anything in the following categories, you’re likely flagged automatically
Then you’re likely flagged automatically. As a result, these platforms often:
This creates instability, lost revenue, and planning difficulty for Shopify CFOs.
If your store sells anything in the following categories, you’re likely flagged automatically
- Cannabidiol (CBD)
- Nicotine and vape
- Adult items
- Supplements
Then you’re likely flagged automatically. As a result, these platforms often:
- Freeze funds or delay payouts
- Request excessive documentation
- Deactivate accounts without warning
This creates instability, lost revenue, and planning difficulty for Shopify CFOs.
What You Need: A High-Risk Payment Processor for Shopify
A high risk payment processor Shopify merchants can trust must:
- Approve regulated product stores
- Offer fast, reliable UK settlement
- Avoid card-based chargeback and fraud rules
- Provide audit logs and age verification if needed
Why Pay by Bank Is the Best Alternative
Unlike cards, Pay by Bank is a push payment method powered by open banking. Customers approve payment directly from their bank app—so there's no chargeback risk, and no reason to hold funds.
Why Wall ID Is the High-Risk Shopify Solution
Wall ID provides a payment gateway for regulated products Shopify stores can count on:
- FCA-regulated
- Instant payouts to your UK business bank account
- Full fraud control and encryption
- No rolling reserves or sudden account freezes
- Trusted by UK stores selling CBD, vape, adult, and wellness products
Ready to Stop Payment Freezes for Good?
Stripe and PayPal often freeze funds or block payouts for CBD, vape, and supplement stores. Wall ID solves this with Pay by Bank—an FCA-regulated payment method that settles instantly and supports legal high-risk products in the UK.
Want payouts without delays or surprise freezes? How to Install Pay by Bank on Shopify
Want payouts without delays or surprise freezes? How to Install Pay by Bank on Shopify
