Is Pay by Bank allowed for alcohol sellers?

Yes. It’s a direct bank payment method and doesn’t face category blocks like cards or BNPL.

Can I integrate age verification before payment?

Yes. Pay by Bank supports pre-checkout age or ID flows for compliance.

How does it reduce chargebacks?

Bank payments are authenticated and irreversible — no disputes, no fraud claims.

Is it cheaper than Stripe or PayPal?

Yes. Merchants report 40–80% lower fees by cutting out card network costs.

Pay-by-Bank for Alcohol & Spirits

Name: Pay by Bank for Alcohol & Spirits
Brand: Wallid
Rating: 4.9 (100 reviews)

Pay-by-Bank
/
E-commerce
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Alcohol & Spirits

Selling alcohol online comes with unique payment challenges.

High chargebacks, card rejections, and compliance risk make it difficult for merchants to scale. Platforms like PayPal or card gateways often freeze accounts or decline transactions due to category restrictions.

Pay-by-Bank is the reliable alternative: real-time payments, no chargebacks, and built-in support for age-gated compliance — all while keeping your margins high and your store online.

Google Pay Android checkout flow graphic

Key Takeaway

Alcohol sellers are treated as high-risk by most payment platforms.
With Pay-by-Bank, you skip the chargebacks, reduce costs, and stay fully compliant with secure bank-based payments.

Pay-by-Bank vs Traditional Payment Methods

Why Alcohol Brands Choose Pay-by-Bank

No Chargebacks or Payment Disputes

Bank-authenticated payments mean no reversals. You get finality and fraud protection.
Lower Fees Than Cards

Save up to 80% on fees versus traditional processors. Better margins for every bottle sold.
Age-Gated Checkout Ready

Need to check age or ID before payment? Pay-by-Bank supports custom flows for compliance.
Instant Settlement & High Approval

No more declines due to card network filters. If they have a bank, they can pay — instantly.
Trusted by Shoppers

Secure bank login builds confidence, especially in regulated categories like alcohol.

Noman A

Impressive performance for a newer platform

I wasn’t sure what to expect, but WallidPay has been rock solid from day one. Real-time payments, no hidden fees, and a clean dashboard. I’m impressed with how polished everything is.

Rebecca L

Great for UK sellers

Most of my customers are UK-based, and WallidPay supports all major banks. It’s made the checkout process faster and improved my conversion rate. Plus, I’m paying way less in fees compared to Stripe.

David H

More secure than using cards

WallidPay’s direct-from-bank payments feel way more secure than entering card info online. No more worrying about fraud or chargebacks. It's the future of online payments, especially in the UK.

Zara M

Excellent customer service

I had a few questions while integrating WallidPay, and their live chat support guided me through everything. Very professional and friendly. The platform is reliable, and I’ve had zero payment issues so far.

Ben R

Super smooth checkout experience

I used WallidPay as a customer for the first time last week — no card details needed, just my banking app. It felt safe and took less than 10 seconds. I hope more shops start using it.

Amna S

Easy setup and instant payments

I set up WallidPay with my store in under an hour. It syncs perfectly with Shopify, and payments hit my account immediately. Their support team is responsive and super helpful. Couldn’t ask for more.

Jake T

Finally an affordable way to accept payments!” – Jake T.

WallidPay has saved my business a ton on processing fees. Direct bank payments are quick and secure, and my customers love not needing to enter card info. Highly recommended for small business owners looking to cut costs without compromising on quality.

Gwenda Wilson

Peace of Mind for Us and Our Buyers

WallidPay gives both us and our customers real peace of mind. Transactions feel safer, and we know every order has been verified properly. It’s one of those tools that works silently but plays a critical role in daily operations. Highly recommended to anyone serious about eCommerce.

Robin

Just What We Needed

We needed something lightweight but effective for verification, and WallidPay delivered. It’s well-built, intuitive, and doesn’t bloat our checkout. It’s nice to finally find a security tool that isn’t overcomplicated. Great job to the developers.

Tracey

Improved Customer Confidence Instantly

We added WallidPay and noticed a change in buyer behavior almost immediately. Customers were more likely to complete orders, and fraud issues dropped. It's clear that the presence of smart verification reassures people. One of the best plugins we’ve used.

Campbell

Smooth, Secure, and Smart

WallidPay is one of those apps that you don’t realize you need until you try it. It protects our store, gives customers peace of mind, and doesn’t interrupt the buying experience. It checks all the boxes—and then some.

David Evans

Made Our Store Feel Legit

Before WallidPay, our checkout felt incomplete. This app made a huge difference by adding structure and verification. It just feels more legitimate and polished now. And because it's automated, I don’t have to babysit orders anymore.

Gagan

Great Value for the Features

Considering how important customer trust is, WallidPay is an absolute bargain. It brings enterprise-level verification and security to small stores like mine. I was nervous about setting it up, but it turned out to be super simple. The value it provides is huge.

Flora

Professional Look and Feel

The addition of WallidPay instantly made our store feel more professional. The clean design and seamless integration make it look like a native feature rather than a third-party app. Our checkout page feels more secure and modern now. It’s a small touch, but it makes a big difference when you’re trying to build customer trust.

Gray

Quick Setup, Lasting Impact

WallidPay was set up in under 10 minutes and has been running perfectly ever since. I really appreciate how easy it was to get started—no tutorials, no long documents, just straight to the point. It's helped build trust with our customers, and we’ve seen fewer chargebacks since. It’s clear that this app was made by people who understand the needs of eCommerce stores.

Frequently Asked Questions

Ready to Upgrade Alcohol Checkout?

Request Demo

Install Wallid on Shopify

With Pay-by-Bank, you can finally sell alcohol online without losing sleep over disputes, fees, or platform risk.

Wallid Products

Pay-by-Bank Payment App

Wallid’s Pay-by-Bank app integrates directly with Shopify checkout, enabling instant bank payments, significantly lower transaction fees, and zero chargebacks.

Pay-by-Bank Express Checkout

Wallid’s Pay-by-Bank Express Checkout delivers a fast, frictionless experience by connecting directly to customers’ bank accounts — increasing conversion rates while lowering fees