Is Pay by Bank secure for grocery customers?

Yes — it uses bank-level authentication through the customer’s own banking app. No card numbers, no passwords, no data risk.

Can it handle repeat orders or subscriptions?

Absolutely. It’s ideal for recurring baskets — customers can quickly pay each time without re-entering details.

Will it save me money compared to Stripe or PayPal?

Most merchants save 50–80% on transaction fees with Pay by Bank. No card network fees, no dispute costs, no reversals.

What happens if a customer wants a refund?

You can still issue refunds through your dashboard, but there are no chargebacks — you stay in control of your revenue.

Pay-by-Bank for Grocery & Essentials

Pay-by-Bank
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E-commerce
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Grocery & Essentials

E-commerce groceries and essentials run on speed, trust, and tight margins.

Traditional payment methods weren’t built for this. Card declines, PayPal disputes, and Klarna friction all hurt your bottom line.

That’s why more merchants are switching to Pay-by-Bank — a direct, secure, low-cost payment method that improves mobile checkout and eliminates fraud risk.

Key Takeaway

Groceries don’t need Klarna. They need cash flow.
Pay-by-Bank helps you capture every order — with lower fees, no chargebacks, and faster repeat checkout.

Pay-by-Bank vs Traditional Payment Methods

Why Grocery Retailers Choose Pay-by-Bank

Slash Processing Fees on Small Orders

Margins matter — especially on £15-£30 carts. Pay-by-Bank avoids card network fees, saving up to 70% in payment costs.
Checkout Built for Mobile & Repeat Buyers

No card fields. No OTPs.
Just one tap to confirm in your bank app. Your returning customers will love it.
Stop Chargebacks, Forever

No more dealing with perishable-item disputes, delivery complaints, or Klarna abuse. Pay-by-Bank transactions are final and fraud-free.
Instant Settlement =
Better Cash Flow

Unlike cards or PayPal, funds clear instantly. That means faster reordering, restocking, and smoother operations.
Ideal for High-Frequency Purchases

Grocery buyers come back weekly. Offer a payment experience they can rely on — and repeat in seconds.

Noman A

Impressive performance for a newer platform

I wasn’t sure what to expect, but WallidPay has been rock solid from day one. Real-time payments, no hidden fees, and a clean dashboard. I’m impressed with how polished everything is.

Rebecca L

Great for UK sellers

Most of my customers are UK-based, and WallidPay supports all major banks. It’s made the checkout process faster and improved my conversion rate. Plus, I’m paying way less in fees compared to Stripe.

David H

More secure than using cards

WallidPay’s direct-from-bank payments feel way more secure than entering card info online. No more worrying about fraud or chargebacks. It's the future of online payments, especially in the UK.

Zara M

Excellent customer service

I had a few questions while integrating WallidPay, and their live chat support guided me through everything. Very professional and friendly. The platform is reliable, and I’ve had zero payment issues so far.

Ben R

Super smooth checkout experience

I used WallidPay as a customer for the first time last week — no card details needed, just my banking app. It felt safe and took less than 10 seconds. I hope more shops start using it.

Amna S

Easy setup and instant payments

I set up WallidPay with my store in under an hour. It syncs perfectly with Shopify, and payments hit my account immediately. Their support team is responsive and super helpful. Couldn’t ask for more.

Jake T

Finally an affordable way to accept payments!” – Jake T.

WallidPay has saved my business a ton on processing fees. Direct bank payments are quick and secure, and my customers love not needing to enter card info. Highly recommended for small business owners looking to cut costs without compromising on quality.

Gwenda Wilson

Peace of Mind for Us and Our Buyers

WallidPay gives both us and our customers real peace of mind. Transactions feel safer, and we know every order has been verified properly. It’s one of those tools that works silently but plays a critical role in daily operations. Highly recommended to anyone serious about eCommerce.

Robin

Just What We Needed

We needed something lightweight but effective for verification, and WallidPay delivered. It’s well-built, intuitive, and doesn’t bloat our checkout. It’s nice to finally find a security tool that isn’t overcomplicated. Great job to the developers.

Tracey

Improved Customer Confidence Instantly

We added WallidPay and noticed a change in buyer behavior almost immediately. Customers were more likely to complete orders, and fraud issues dropped. It's clear that the presence of smart verification reassures people. One of the best plugins we’ve used.

Campbell

Smooth, Secure, and Smart

WallidPay is one of those apps that you don’t realize you need until you try it. It protects our store, gives customers peace of mind, and doesn’t interrupt the buying experience. It checks all the boxes—and then some.

David Evans

Made Our Store Feel Legit

Before WallidPay, our checkout felt incomplete. This app made a huge difference by adding structure and verification. It just feels more legitimate and polished now. And because it's automated, I don’t have to babysit orders anymore.

Gagan

Great Value for the Features

Considering how important customer trust is, WallidPay is an absolute bargain. It brings enterprise-level verification and security to small stores like mine. I was nervous about setting it up, but it turned out to be super simple. The value it provides is huge.

Flora

Professional Look and Feel

The addition of WallidPay instantly made our store feel more professional. The clean design and seamless integration make it look like a native feature rather than a third-party app. Our checkout page feels more secure and modern now. It’s a small touch, but it makes a big difference when you’re trying to build customer trust.

Gray

Quick Setup, Lasting Impact

WallidPay was set up in under 10 minutes and has been running perfectly ever since. I really appreciate how easy it was to get started—no tutorials, no long documents, just straight to the point. It's helped build trust with our customers, and we’ve seen fewer chargebacks since. It’s clear that this app was made by people who understand the needs of eCommerce stores.

Frequently Asked Questions

Ready to Offer Faster, Cheaper Grocery Checkout?

Request Demo

Install Wallid on Shopify

Pay-by-Bank helps you grow faster by protecting your margin, speeding up transactions, and keeping chargebacks out of your business.

Wallid Products

Pay-by-Bank Payment App

Wallid’s Pay-by-Bank app integrates directly with Shopify checkout, enabling instant bank payments, significantly lower transaction fees, and zero chargebacks.

Pay-by-Bank Express Checkout

Wallid’s Pay-by-Bank Express Checkout delivers a fast, frictionless experience by connecting directly to customers’ bank accounts — increasing conversion rates while lowering fees