Is Pay by Bank allowed for vape and tobacco accessory sales?

Yes. Pay by Bank bypasses card schemes and works with legal, age-gated products.

Can I support age verification at checkout?

Yes. Optional ID and date-of-birth checks can be integrated for compliance.

Do I still need a high-risk merchant account?

No. Pay by Bank eliminates the need for card-based high-risk processors.

Is Pay by Bank secure for customers?

Absolutely. Customers authenticate through their bank’s secure interface.

Pay-by-Bank for Vape & Accessories

Name: Wallid Pay-by-Bank for Vape & Accessories
Brand: Wallid
Rating: 4,9 (100 reviews)

Pay-by-Bank
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E-commerce
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Vape & Accessories

Selling vape products online shouldn't mean fighting your payment provider.

Most vape merchants face a familiar list of frustrations: blocked payments, high fees, and frozen accounts from platforms like PayPal, Shopify Payments, and Stripe.
This happens even when you're selling legally and using age verification.
Pay-by-Bank offers a safer, more stable checkout alternative — with instant bank transfers, no chargebacks, and approval rates that work with your niche, not against it.

Key Takeaway

Vape stores are unfairly treated as high-risk. Pay-by-Bank changes that.
Approve more orders, eliminate chargebacks, and stop worrying about platform bans — all with secure direct bank payments.

Pay-by-Bank vs Traditional Payment Methods

Why Vape Merchants Choose Pay-by-Bank

Stay Online Without Fear of Freezes

Pay-by-Bank uses secure, direct bank transfers — not card networks that flag vape and tobacco accessories.
Approve More Orders

No vague risk scoring. Get 90%+ approval rates — even for e-liquids and mods.
Eliminate Chargebacks

Push payments are irreversible.
You stay in control.
Lower Your Costs

Avoid 3−5% card fees.
Direct bank rails = fewer middlemen.
Meet Compliance Without Killing Conversions

Add age verification tools at checkout and stay compliant — without drop-off.
Fast, Frictionless Checkout

Customers pay in seconds via their bank — no card data, no passwords, no friction.

Noman A

Impressive performance for a newer platform

I wasn’t sure what to expect, but WallidPay has been rock solid from day one. Real-time payments, no hidden fees, and a clean dashboard. I’m impressed with how polished everything is.

Rebecca L

Great for UK sellers

Most of my customers are UK-based, and WallidPay supports all major banks. It’s made the checkout process faster and improved my conversion rate. Plus, I’m paying way less in fees compared to Stripe.

David H

More secure than using cards

WallidPay’s direct-from-bank payments feel way more secure than entering card info online. No more worrying about fraud or chargebacks. It's the future of online payments, especially in the UK.

Zara M

Excellent customer service

I had a few questions while integrating WallidPay, and their live chat support guided me through everything. Very professional and friendly. The platform is reliable, and I’ve had zero payment issues so far.

Ben R

Super smooth checkout experience

I used WallidPay as a customer for the first time last week — no card details needed, just my banking app. It felt safe and took less than 10 seconds. I hope more shops start using it.

Amna S

Easy setup and instant payments

I set up WallidPay with my store in under an hour. It syncs perfectly with Shopify, and payments hit my account immediately. Their support team is responsive and super helpful. Couldn’t ask for more.

Jake T

Finally an affordable way to accept payments!” – Jake T.

WallidPay has saved my business a ton on processing fees. Direct bank payments are quick and secure, and my customers love not needing to enter card info. Highly recommended for small business owners looking to cut costs without compromising on quality.

Gwenda Wilson

Peace of Mind for Us and Our Buyers

WallidPay gives both us and our customers real peace of mind. Transactions feel safer, and we know every order has been verified properly. It’s one of those tools that works silently but plays a critical role in daily operations. Highly recommended to anyone serious about eCommerce.

Robin

Just What We Needed

We needed something lightweight but effective for verification, and WallidPay delivered. It’s well-built, intuitive, and doesn’t bloat our checkout. It’s nice to finally find a security tool that isn’t overcomplicated. Great job to the developers.

Tracey

Improved Customer Confidence Instantly

We added WallidPay and noticed a change in buyer behavior almost immediately. Customers were more likely to complete orders, and fraud issues dropped. It's clear that the presence of smart verification reassures people. One of the best plugins we’ve used.

Campbell

Smooth, Secure, and Smart

WallidPay is one of those apps that you don’t realize you need until you try it. It protects our store, gives customers peace of mind, and doesn’t interrupt the buying experience. It checks all the boxes—and then some.

David Evans

Made Our Store Feel Legit

Before WallidPay, our checkout felt incomplete. This app made a huge difference by adding structure and verification. It just feels more legitimate and polished now. And because it's automated, I don’t have to babysit orders anymore.

Gagan

Great Value for the Features

Considering how important customer trust is, WallidPay is an absolute bargain. It brings enterprise-level verification and security to small stores like mine. I was nervous about setting it up, but it turned out to be super simple. The value it provides is huge.

Flora

Professional Look and Feel

The addition of WallidPay instantly made our store feel more professional. The clean design and seamless integration make it look like a native feature rather than a third-party app. Our checkout page feels more secure and modern now. It’s a small touch, but it makes a big difference when you’re trying to build customer trust.

Gray

Quick Setup, Lasting Impact

WallidPay was set up in under 10 minutes and has been running perfectly ever since. I really appreciate how easy it was to get started—no tutorials, no long documents, just straight to the point. It's helped build trust with our customers, and we’ve seen fewer chargebacks since. It’s clear that this app was made by people who understand the needs of eCommerce stores.

Frequently Asked Questions

Ready to Future-Proof Your Vape Checkout?

Request Demo

Install Wallid on Shopify

Don’t let card networks block your growth.
Pay-by-Bank gives your store a stable, compliant, and cost-efficient way to accept payments.

Wallid Products

Pay-by-Bank Payment App

Wallid’s Pay-by-Bank app integrates directly with Shopify checkout, enabling instant bank payments, significantly lower transaction fees, and zero chargebacks.

Pay-by-Bank Express Checkout

Wallid’s Pay-by-Bank Express Checkout delivers a fast, frictionless experience by connecting directly to customers’ bank accounts — increasing conversion rates while lowering fees