Refunds aren’t just transactions — they’re customer trust signals. A slow refund (3−10 days with cards, PayPal, or Klarna) feels like friction. An instant refund makes customers feel respected and more likely to buy again.
How Pay-by-Bank Refunds Work
Original payment is settled directly into your account via bank rails
When you refund, Wallid links the refund to the original order
The customer’s account is credited instantly (usually < 3 minutes)
No batching, no card network delays, no chargeback risk
From your Shopify dashboard: just 2 clicks to issue a refund.
Why Merchants Love Pay-by-Bank Refunds
Refunds in under 3 minutes → fewer "Where's my refund?" emails
Reduced support load → lower operational costs
Full visibility → refunds fully reconciled in real time
Independent of card networks & gateways
No chargebacks → refunds are final & verified
Refund Experience Comparison
Feature;Pay-by-Bank Refunds;Card/PayPal Refunds
Refund Speed; <3 Minutes;3–10 business days
Customer Trust;High (immediate);Low (delayed & vague)
Support Load; Very low;High
Merchant Control;Full; Limited (via gateways)
Reconciliation; Instant and clear;Batched and delayed
I wasn’t sure what to expect, but WallidPay has been rock solid from day one. Real-time payments, no hidden fees, and a clean dashboard. I’m impressed with how polished everything is.
Most of my customers are UK-based, and WallidPay supports all major banks. It’s made the checkout process faster and improved my conversion rate. Plus, I’m paying way less in fees compared to Stripe.
WallidPay’s direct-from-bank payments feel way more secure than entering card info online. No more worrying about fraud or chargebacks. It's the future of online payments, especially in the UK.
I had a few questions while integrating WallidPay, and their live chat support guided me through everything. Very professional and friendly. The platform is reliable, and I’ve had zero payment issues so far.
I used WallidPay as a customer for the first time last week — no card details needed, just my banking app. It felt safe and took less than 10 seconds. I hope more shops start using it.
I set up WallidPay with my store in under an hour. It syncs perfectly with Shopify, and payments hit my account immediately. Their support team is responsive and super helpful. Couldn’t ask for more.
WallidPay has saved my business a ton on processing fees. Direct bank payments are quick and secure, and my customers love not needing to enter card info. Highly recommended for small business owners looking to cut costs without compromising on quality.
WallidPay gives both us and our customers real peace of mind. Transactions feel safer, and we know every order has been verified properly. It’s one of those tools that works silently but plays a critical role in daily operations. Highly recommended to anyone serious about eCommerce.
We needed something lightweight but effective for verification, and WallidPay delivered. It’s well-built, intuitive, and doesn’t bloat our checkout. It’s nice to finally find a security tool that isn’t overcomplicated. Great job to the developers.
We added WallidPay and noticed a change in buyer behavior almost immediately. Customers were more likely to complete orders, and fraud issues dropped. It's clear that the presence of smart verification reassures people. One of the best plugins we’ve used.
WallidPay is one of those apps that you don’t realize you need until you try it. It protects our store, gives customers peace of mind, and doesn’t interrupt the buying experience. It checks all the boxes—and then some.
Before WallidPay, our checkout felt incomplete. This app made a huge difference by adding structure and verification. It just feels more legitimate and polished now. And because it's automated, I don’t have to babysit orders anymore.
Considering how important customer trust is, WallidPay is an absolute bargain. It brings enterprise-level verification and security to small stores like mine. I was nervous about setting it up, but it turned out to be super simple. The value it provides is huge.
The addition of WallidPay instantly made our store feel more professional. The clean design and seamless integration make it look like a native feature rather than a third-party app. Our checkout page feels more secure and modern now. It’s a small touch, but it makes a big difference when you’re trying to build customer trust.
WallidPay was set up in under 10 minutes and has been running perfectly ever since. I really appreciate how easy it was to get started—no tutorials, no long documents, just straight to the point. It's helped build trust with our customers, and we’ve seen fewer chargebacks since. It’s clear that this app was made by people who understand the needs of eCommerce stores.
FAQ: Shopify Refunds with Pay-by-Bank
Yes. Funds are sent directly to the customer’s account in minutes.
Yes. No chargebacks, no disputes — refunds are final and verified by the customer’s bank.
Yes. Pay-by-Bank sits alongside your existing checkout methods.
Yes. Wallid supports 2,500+ banks across the UK and EU.