Why Pay-by-Bank Is the Smartest Way to Eliminate Chargebacks

No More Chargebacks. No More Worries.

Wallid’s Pay-by-Bank makes chargeback fraud a thing of the past — with direct-from-bank payments that are verified, final, and built for Shopify merchants in the UK.
Chargebacks drain Shopify merchants —
lost revenue, admin overhead, and increased fees

Pay-by-Bank flips the script

By routing payments directly from a customer’s banking app to your account, Wallid removes card networks (and the dispute system) entirely.
  • That means:

  • Final payments

  • No forced reversals

  • Lower operational costs

What Is Pay-by-Bank?

Wallid’s Pay-by-Bank is an Open Banking payment method that lets your customers check out using their own UK banking app.
  • Bank-level biometric authentication

  • Instant, final settlement

  • No card scheme costs

  • Zero
    chargebacks

5 Reasons Pay by Bank Ends Chargebacks
  • Bank-level biometric authentication
  • Instant, final settlement
  • No card scheme costs
  • Zero chargebacks

Refund Experience Comparison

What Our Clients Say About Us

FAQ: Shopify Refunds with Pay-by-Bank
Improve customer retention
Cut refund delays & support tickets
Install Wallid Pay by Bank for free

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