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Best CBD Payment Processor on Shopify UK in 2025


Want to sell CBD on Shopify in the UK, but stuck choosing a payment provider?

With Shopify Payments off the table for CBD, UK merchants need third-party options. This guide compares 2025’s top CBD-compatible processors—so you can pick the safest, most cost-effective solution that works with your Shopify store.

What Makes a Payment Processor “CBD-Compatible” on Shopify?

Most payment providers block or restrict CBD sales—even if your products are legal. That’s because CBD is classified as high-risk. To be CBD-compatible, a payment processor must:
  • Explicitly support CBD or high-risk merchants
  • Work with UK-based Shopify stores
  • Offer stable approvals and ongoing support
  • Provide realistic fees and clear compliance terms

Key Takeaways

  • Shopify Payments doesn’t support CBD in the UK — third-party gateways are required.
  • Wallid Pay by Bank offers ~0.7% fees, instant payouts, and no chargebacks.
  • Traditional CBD processors charge up to 6.5% with rolling reserves and payout delays.
  • Pay by Bank works alongside other methods like PayPal or Klarna for flexible checkout.
  • Fast setup (under 2 hours) makes Wallid ideal for new and scaling CBD merchants.
Disclaimer: This article is for informational purposes only. WalliD does not endorse or sell CBD products. Merchants are responsible for ensuring their compliance with local and international laws.

Top CBD Payment Gateways for Shopify UK (2025)

Let’s break down the top CBD payment processor options for Shopify UK:
Payment Provider Supports CBD? Fees (est.) Setup Time Payout Speed Chargebacks
Wallid Pay by Bank Yes ~0.7% 1–2 hours Instant None
Viva Wallet Yes 2.5–3.8% 3–5 days 1–3 days Medium
WorldPay Yes ~2.75% 7–10 days 3–5 days Medium
PayPal / Klarna / Stripe No N/A N/A N/A N/A

Why Wallid Pay by Bank Is a Standout for CBD

Wallid is a UK-built, open banking solution made for merchants that need reliable alternatives to cards. For CBD stores, that means:
  • Works legally in the CBD category
  • No card fees, no rolling reserves
  • Instant payouts and lower fraud risk
  • Verified age check at checkout (built-in)
You can also use Wallid alongside PayPal or Klarna—without replacing them.

Setup Steps: How to Enable Wallid for CBD Payments on Shopify

  1. Visit the Wallid App on Shopify
  2. Click Install and connect your business bank account
  3. Go to Settings → Payments → Alternative Methods
  4. Search for other payment providers Wallid: Pay by Bank
  5. Start accepting secure CBD payments instantly

Final Thoughts: Choose the Right Payment Partner

Not all “payment gateways” are built for CBD. In 2025, UK merchants selling CBD on Shopify should prioritise processors that:
  • Are transparent about CBD
  • Offer low, predictable fees
  • Provide instant payouts and chargeback protection
Wallid Pay by Bank is one of the few fully compliant, frictionless options built specifically for Shopify in the UK.

Frequently Asked Questions

Can I use Shopify Payments to sell CBD in the UK?

No. Shopify Payments (powered by Stripe) does not allow CBD sales in the UK. You’ll need a third-party processor like Wallid Pay by Bank or Viva Wallet.

What’s the safest payment method for UK CBD merchants?

Pay by Bank is one of the safest options. It uses Open Banking, avoids card network bans, has no chargebacks, and is built to support regulated industries like CBD.

Can I offer multiple payment methods at once?

Yes. You can use Wallid Pay by Bank alongside PayPal, Klarna, or other Shopify-approved gateways to give customers more choice at checkout.

Want a full step-by-step guide to getting approved for CBD payments on Shopify?

Read our detailed walkthrough here: Shopify CBD Merchant Account UK 2025: How to Get Approved

“Wallid Pay by Bank is hands-down the most reliable payment method we’ve used for CBD. No chargebacks, lower fees, and the instant payout makes a huge difference for our cash flow.”

— Jay M., Founder of CBD UK Store

Expert Note by Wallid Editorial Team

Our content team researches UK payment regulations and Shopify platform updates daily to help merchants navigate high-risk industries like CBD. This article was reviewed by our fintech product lead to ensure clarity for 05.2025.

Last updated: 23 May 2025

2025-04-15 16:36 shopify payments