Can You Sell CBD on Shopify in the UK?
Yes, Shopify allows CBD sales in the UK, but there’s a catch—CBD products fall under the high-risk category. This means your store requires a specialised payment processing setup. Shopify Payments is not available for CBD businesses in the UK, which means you’ll need to choose a third-party payment gateway that supports CBD transactions.
Why Is CBD Considered High-Risk?
CBD falls under a regulatory grey area, making banks and traditional payment processors cautious. Factors contributing to its high-risk status include:
Because of these, many standard payment processors won’t support CBD sales, especially in the UK and EU.
- Legal uncertainties around hemp-derived products
- Higher chargeback rates
- Scrutiny from financial institutions
Because of these, many standard payment processors won’t support CBD sales, especially in the UK and EU.
What You Need to Open a CBD Merchant Account?
To sell CBD on Shopify in the UK and EU, you’ll need:
- A third-party payment provider that supports high-risk or CBD-possible processing
- Clear product labeling and compliance with UK regulations
- Transparent refund, shipping, and privacy policies
- A compliant checkout system like Wallid Pay-by-Bank
Which Payment Gateways Support CBD on Shopify UK and EU?
Disclaimer: These figures are averages and may vary based on business profile.
Why Pay-by-Bank Works Better for CBD Stores
Wallid’s Pay-by-Bank solution uses Open Banking to allow CBD sellers in the UK and EU to accept direct bank transfers with:
- 1% + 25p transaction fee
- Instant payouts
- Almost zero chargebacks
Because Pay-by-Bank connects directly with your customer’s bank, there’s no middleman, which means:
- Lower fees
- Faster access to your cash
- Greater payment security
Compare: Pay-by-Bank vs PayPal, Stripe & Klarna
Disclaimer: These figures are averages and may vary based on business profile.
How to Set Up CBD Payments with Pay-by-Bank
- Install Wallid from the Shopify App Store
- Fill your business profile
- Wait for compliant team check
FAQ: Shopify CBD Merchant Setup
Can I sell CBD products on Shopify in the UK?
Yes, but you cannot use Shopify Payments. You need a third-party CBD-possible payment provider like Wallid Pay-by-Bank, Viva Wallet, or WorldPay.
What makes CBD a high-risk product for payment processors?
CBD is classified as high-risk due to regulatory ambiguity, banking restrictions, and historically higher chargeback rates.
Which payment gateways allow CBD sales in the UK and EU?
Some providers include WorldPay, Viva Wallet, and Wallid Pay-by-Bank. Popular options like Stripe, PayPal, and Klarna typically do not support CBD merchants.
How does Pay-by-Bank help UK CBD merchants?
Wallid’s Pay-by-Bank allows instant payments with low fees (1% + 25p) and almost zero chargebacks.
Is Pay-by-Bank safe for my customers?
Yes, it uses bank-level authentication and does not store any card or personal financial data. It’s fast, secure, and regulated under PSD2.