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Selling Hemp and CBD Oil on Shopify UK: Compliant, Secure Payments with Pay by Bank

Can you legally sell cbd oil on shopify uk?

Yes — Shopify allows the sale of hemp and CBD products in the UK if:
  • Products contain less than 0.2% THC
  • No medical claims are made
  • You publish third-party lab test results and clear ingredients
  • Your terms, shipping, refund, and privacy policies are transparent
But Shopify Payments (Stripe) does not support CBD sales in the UK. Merchants must use an alternative, compliant payment method.

Why shopify payment processors reject cbd and hemp

Most traditional payment processors — like PayPal, Stripe, and Shopify Payments — classify CBD as a high-risk product due to:
  • Regulatory ambiguity around cannabis-derived products
  • High chargeback rates
  • Underwriting restrictions from card networks
This leads to common issues for Shopify CBD sellers:
  • Frozen payouts or account closures
  • Fees of 4–6.5% + £0.30 per order
  • Rolling reserves (10%+ held for 180 days)
  • Long payout delays (3–21 days)

What’s the compliant payment option for cbd on shopify?

Wallid Pay-by-Bank is designed for high-risk UK industries like CBD and hemp. It uses secure Open Banking APIs to enable direct bank-to-bank transfers — with:
  • Legal support for regulated products
  • Built-in age verification at checkout
  • Verified bank identity — helps prevent fraud
  • No chargebacks — payments are final
  • Flat-rate fees — around 0.7%

How to accept compliant cbd payments on shopify

  1. Install the Wallid Pay by Bank app
  2. Connect your business bank account
  3. Go to Shopify > Settings > Payments > Other Payments Methods
  4. Enable Wallid: Pay by Bank
  5. That’s it — you can now accept secure CBD payments legally and with low fees
Pay by Bank works alongside PayPal, Klarna, or card processors. Customers simply choose their bank at checkout — no redirects, no login screens.

Why UK cbd brands switch to pay by bank

For Shopify stores selling hemp oil, supplements, or infused beauty products, Pay by Bank offers unique advantages:
  • Compliant with UK CBD laws
  • No card data or payment fraud exposure
  • Built-in age verification using bank identity
  • ~0.7% fees — no extra gateway or rolling reserve charges
  • Instant payouts — improve your cash flow
  • No chargebacks — dispute-free checkout
CBD buyers complete checkout in seconds with familiar UK bank apps — mobile-friendly and highly trusted.

FAQ

Is it legal to sell cbd oil on shopify in the uk?

Yes. If your products contain less than 0.2% THC and comply with UK regulations, Shopify allows you to sell CBD — but you’ll need a third-party payment method.

What payment method supports cbd on shopify uk?

Wallid Pay by Bank is fully legal and supported for regulated industries like CBD. It connects to your customer’s bank account directly — skipping cards and high-risk processors.

Does pay by bank verify age?

Yes. Wallid verifies age automatically using secure bank data — no popups, plugins, or birthdate fields needed. It’s fully invisible and compliant with UK Trading Standards.

Can i still offer paypal or card payments?

Yes. Wallid works alongside other methods. Customers can choose how they pay — but you can lower fees and fraud by promoting Pay by Bank.

What’s the main benefit for cbd stores?

Instant settlement, lower fees, no chargebacks, built-in age checks — all while staying 100% compliant.
2025-05-13 14:20 pay-by-bank for shopify